My dad was recently in one of those shitty situations people find themselves in, when dependent on social benefits – (hopefully temporarily) homeless, living in rented van, waiting on heel-draggers to approve his new place.  I sent him $700 thru paypal.  A loan?  No.  He doesn’t have to pay that back.  I don’t give a shit.

This is after my brother already loaned him $500.  I’m not going to ask my brother directly for reasons, but generally, why even have that be a loan?  What do you get out of getting that money back?

You know I am often close to the wire, came to y’all with hat in hand a few times.  That looks straightforwardly like charity and nobody expects charitable donations refunded (unless an org or individual was found to be scamming, etc.).

When you have a family member or friend in need of help and you are the person with something to spare, how is that different from charity to where you’d expect anything back?  You’re helping them but also adding to the stress of the moment the concern of how they’ll ultimately repay.

That’s easy for me to say when I owe my brother like $5000 on principal of $10000.  No resentment there; he ain’t charging interest or pressuring to get it faster, I ain’t asking for loan forgiveness.  Just saying if it was me, it probably would have been a gift instead of a loan.

The story of my adult life has been availing myself of the generosity of others over and over again, particularly getting extremely low rates on rent to live in somebody’s attic or basement.  Of getting a few grand from my dad when he got an inheritance, that I was able to use for rent for months.  When that ran out, I had accidentally’d into a relationship with a generous guy who let me move in with no expectation I’d pay anything until I could.

Maybe my dad suggested it be a loan and it wasn’t my brother’s call.  Pride thing.  I wouldn’t have that, personally.  I don’t love loans.  From each according to their ability, to each according to their needs.

Betcha didn’t know donating to me made you a filthy commie.  No backsies now.

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sometimes u can give sometimes u gotta beg.  it’s the line.  right now i have a condo.  my employment has a sword of damocles hanging over it that might never drop, but if it does, will i be able to cobble together enough from less well-compensated work to pay the bills?  what if we lose the income of my husband’s mom, who lives with us?  will i be working three jobs, or losing my home?  for the moment, i’m in a place we own, with big-ass flowers.  a hoodie druid dans le jardin d’Eden, babey…

this will all be under water when florida is.  big sigh.

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