Actually they’re wrong -- you’ve made it to the top 1% when you can manage all 3 of: paying 10 pence in the pound of what you owe, getting the creditor to cancel the rest and agree that they owe you a return favour that is worth more than the accumulated debt.
Actually they’re wrong -- you’ve made it to the top 1% when you can manage all 3 of: paying 10 pence in the pound of what you owe, getting the creditor to cancel the rest and agree that they owe you a return favour that is worth more than the accumulated debt.
And if you’re really skillful, you’ll convince half of them that it was for their own good.